Financial success is dependent on making better decisions with our money. Making better money decisions depends on our ability to appropriately assign value to the things we buy. Turning off our mental autopilot tendencies and thinking more consciously about value is a prerequisite to improving our financial position.

We need to apply more effort as a society and as educators to making math more approachable and relevant. Why? Because our businesses and institutions are populated by millions who lack the necessary numeracy skills to be effective in their jobs. They’ve been conditioned to think that math doesn’t matter in the real world when math— the basis for finance and accounting—is literally the language of business!

Financial literacy and success are tightly interrelated—not because success is equated with having a big pile of money (which for some people it is)—but because financial literacy is an enabler for living the life you want to lead. A life in which you can live your purpose and pursue a vision for your future that aligns with a one-size-fits-you definition of success.

You’ve resolved that the skills and characteristics of grit, determination, persistence, perseverance, drive, and resilience are key ingredients to success by any definition of the word.

So what’s next in the list of universal ingredients to success?

Grace, competence, financial literacy, curiosity, effective communication, and good old fashioned showing up!

To recap, you’ve determined that you want to be successful, you’ve done the work on yourself to create an authentic definition of success that aligns with your personal purpose and values, you’ve identified your personal blockers to success and have developed the courage to challenge your internal itty-bitty-$hitty-committee and the expectations of society and your network. So what’s the next ingredient to achieving success?

Grit, Determination, Persistence, Perseverance, Drive, and Resilience

I believe strongly that being grounded in one’s personal purpose leads to a higher probability that intermediate-term vision statements and definitions of success will be more aligned and authentic to who you are at your core—minimizing the likelihood that you’ll adopt other people’s definitions of success. What’s better? Authenticity or superficiality?