Financial literacy and success are tightly interrelated—not because success is equated with having a big pile of money (which for some people it is)—but because financial literacy is an enabler for living the life you want to lead. A life in which you can live your purpose and pursue a vision for your future that aligns with a one-size-fits-you definition of success.

To recap, you’ve determined that you want to be successful, you’ve done the work on yourself to create an authentic definition of success that aligns with your personal purpose and values, you’ve identified your personal blockers to success and have developed the courage to challenge your internal itty-bitty-$hitty-committee and the expectations of society and your network. So what’s the next ingredient to achieving success?

Grit, Determination, Persistence, Perseverance, Drive, and Resilience

I believe strongly that being grounded in one’s personal purpose leads to a higher probability that intermediate-term vision statements and definitions of success will be more aligned and authentic to who you are at your core—minimizing the likelihood that you’ll adopt other people’s definitions of success. What’s better? Authenticity or superficiality?

So what’s step one on the road to writing your own, authentic success story? Step one is to work on you. To understand your own needs and desires. To build a one-size-fits-you roadmap for your future. To create a customized vision statement that’s based on the definition of your desired future state.

We know that humans are resistant to change. We’re hard wired that way. We also know that change is all around us. If we keep doing the same thing through time, it’s only logical that someone else has figured out a better way to do whatever thing it is we’re doing, and our calcified, habitual way of working is now out of date. What was efficient is now inefficient. This is entropy—with enough time, everything falls apart. What was once good for us is now bad because there is a new best-practice that has overtaken ‘the way things have always been done.’

So yes, habits can be powerful and beneficial. They can also become an anchor to progress and detrimental to career growth. Habits can become the fast pass to a fixed mindset.

If I’m living my personal purpose in both life and work and striving toward my long-term personal vision, then the likelihood that I feel unworthy of my successes is reduced because my success is more genuine to me and, no pun intended, purposeful. So if natural feelings of unworthiness and self-doubt creep in, I can remind myself that my success didn’t come out of nowhere, but was instead the result of planning, skill, and hard work.