Today, we’re going to continue our exploration of financial literacy with a fairly straightforward conversation about our consumption habits and how they can, over time, derail our ability to save for the future and establish the financial security that so many of us desire…

Speaking of habits, the monthly review of your financial records should be a habit you adopt and never break. Yes, this habit should be reviewed periodically with an eye toward making the review more efficient, but it should be something you do every month for the rest of your life.

So what’s your plan for retirement? Yes, you may want to step off the treadmill of a fast-paced career path, but it’s essential that you not stand still. Standing still is the fast pass to a slow and oftentimes painful slide into oblivion. Instead, commit now to developing the habit of continuous improvement and lifelong learning. Keep moving in retirement. Give back. Mentor. Take a part-time job that fits your purpose. Living a full life means living a full life. Don’t give up on yourself.